Browsing Law School by Subject "banking law"
Now showing items 1-7 of 7
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(American Economic Journal: Applied Economics, 2013)This paper tests for incentive and selection effects in a subprime consumer credit market. We estimate the incentive effect of loan size on default using sharp discontinuities in loan eligibility rules. This allows us to ...
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(Review of Banking & Financial Law, 2012)This paper approaches the shadow banking problem from a monetary point of view. It does so by means of a simple thought experiment. The aim is to strip away the inessentials so as to reveal some of the basic legal-institutional ...
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(2018)Traditional infrastructure regulation—the law of regulated industries—rests atop three pillars: rate regulation, entry restriction, and universal service. This mode of regulation has typically been applied to providers of ...
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(American Economic Review: Papers and Proceedings, 2009)Using a unique dataset matched at the individual level from two administrative sources, we examine household choices between liabilities and assess the informational content of prime and subprime credit scores in the ...
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(Washington & Lee Law Review, 2012)Since payday lenders came on the scene in 1990s, regulation of their ')redatory" practices has been swift and often severe. Fourteen states now ban payday loans outright. From an economist's perspective, high-interest, ...
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(University of Chicago Law Review Online, 2016)In Safe Banking, Professor Adam Levitin joins a venerable tradition in the money and banking literature. That tradition, called full reserve banking, has claimed a number of illustrious supporters over the years, including ...
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(Regulation, 2013)There is a growing consensus that new financial reform legislation may be in order. The Dodd-Frank Act of 2010, while well-intended, is now widely viewed to be at best insufficient, at worst a costly misfire. Members of ...